Filière Ameublement & Bois · Partenariat CODINF × CODIFAB
Anticipez la défaillance de vos clients
dans la filière Ameublement et Bois
— Offre cofinancée par le CODIFAB
Accédez à CODEM (Meubles) ou CODEB (Bois), les plateformes de credit management de votre filière
à des conditions préférentielles négociées par le CODIFAB pour les entreprises de l'ameublement et du bois.
d'expertise sectorielle (depuis 1932)
membres actifs du réseau
organisations professionnelles partenaires
de taux de succès en recouvrement collaboratif amiable*
Offre filière · CODINF × CODIFAB
Anticipez la défaillance de vos clients dans la filière Ameublement et Bois
— Offre cofinancée par le CODIFAB
Accédez à CODEM (Meubles) ou CODEB (Bois), les plateformes de credit management de votre filière
à des conditions préférentielles négociées par le CODIFAB pour les entreprises de l'ameublement et du bois.
d'expertise sectorielle
membres actifs du réseau
organisations professionnelles partenaires
de taux de succès en recouvrement collaboratif amiable en 2025*
Filière Ameublement & Bois · Partenariat CODINF × CODIFAB
Anticipez la défaillance de vos clients
dans la filière Ameublement et Bois
— Offre cofinancée par le CODIFAB
Accédez à CODEM (Meubles) ou CODEB (Bois), les plateformes de credit management de votre filière
à des conditions préférentielles négociées par le CODIFAB pour les entreprises de l'ameublement et du bois.
d'expertise sectorielle (depuis 1932)
membres actifs du réseau
organisations professionnelles partenaires
de taux de succès en recouvrement collaboratif amiable*
Professional organisations that rely on CODINF
Professional organisations that rely on CODINF
Professional organisations that rely on CODINF
[SECTOR] · Market context
The reality of credit in [SECTOR]
What the companies in your sector are experiencing in concrete terms – figures, deadlines, risks.
[X] days
Average payout time in the industry [INDUSTRY]
[Context: e.g. "compared to 51 days across all sectors according to Altares 2024"]
[Y]%
Companies [SECTOR] confronted with non-payment every year
[Source: e.g. "Observatory of Payment Deadlines 2024"]
[Z] M€
Of non-performing loans in the [SECTOR] sector in [YEAR]
[Sectoral source to be specified]
Field issues identified by CODINF
[Sectoral pain 1 — e.g. "Contractual deadlines extended by major contractors"]
[Sector pain 2 — e.g. "The lack of a common behavioural database between providers"]
[Sector pain 3 — e.g. "The concentration of risk on a few strategic clients"]
[Sector pain 4 — e.g. "The difficulty of relaunching without deteriorating the commercial relationship"]
Le constat · La réalité du marché
La réalité du crédit inter-entreprise
en France
Données extraites de l'enquête CODINF 2025 sur les comportements de paiement et la situation de trésorerie des entreprises (609 répondants)
52,8% des entreprises
ont signalé une hausse des litiges et des blocages de paiement en 2025
Une crise silencieuse qui reflète les difficultés croissantes des entreprises à respecter leurs échéances, y compris des grandes entreprises.
20,2% des entreprises
déclarent avoir une trésorerie très tendue fin 2025
Un cinquième des entreprises évoluent désormais dans la zone où le moindre incident de paiement peut compromettre la continuité d'exploitation.
8,5% des entreprises
anticipent de payer leurs propres fournisseurs plus tard en 2026
Les difficultés de trésorerie commencent à se transmettre en aval avec le risque d'assister à des défaillances en cascade notamment en cas de forte concentration du risque client.
Réalités terrain observées par CODINF
L'absence de contrôle sur des comptes clients qu'on pense solide ou de confiance
Les équipes qui n'ont pas de données objectives et partagées pour des décisions informées
La concentration du risque sur quelques gros clients
Les relances client par les commerciaux abîment à la relation
[SECTOR] · Market context
The reality of credit in [SECTOR]
What the companies in your sector are experiencing in concrete terms – figures, deadlines, risks.
[X] days
Average payout time in the industry [INDUSTRY]
[Context: e.g. "compared to 51 days across all sectors according to Altares 2024"]
[Y]%
Companies [SECTOR] confronted with non-payment every year
[Source: e.g. "Observatory of Payment Deadlines 2024"]
[Z] M€
Of non-performing loans in the [SECTOR] sector in [YEAR]
[Sectoral source to be specified]
Field issues identified by CODINF
[Sectoral pain 1 — e.g. "Contractual deadlines extended by major contractors"]
[Sector pain 2 — e.g. "The lack of a common behavioural database between providers"]
[Sector pain 3 — e.g. "The concentration of risk on a few strategic clients"]
[Sector pain 4 — e.g. "The difficulty of relaunching without deteriorating the commercial relationship"]
The CODINF difference
What's changing for [SECTOR]
CODINF-Free
You don't know the real creditworthiness of your buyers [SECTOR]
Your reminders are manual and poorly coordinated with your peers
You negotiate your credit insurance without a collective strike force
You suffer payment incidents without an alert network
[Sector-Specific Pain]
With CODINF
Creditworthiness scoring updated daily, specific [SECTOR]
Codinfreco® letters co-signed by your committee — collective deterrent
Group credit insurance contract negotiated with sectoral conditions
Shared alerts: 1,000 members share their incidents in real time
[Sector-specific benefit]
The CODINF difference
What's changing for [SECTOR]
CODINF-Free
You don't know the real creditworthiness of your buyers [SECTOR]
Your reminders are manual and poorly coordinated with your peers
You negotiate your credit insurance without a collective strike force
You suffer payment incidents without an alert network
[Sector-Specific Pain]
With CODINF
Creditworthiness scoring updated daily, specific [SECTOR]
Codinfreco® letters co-signed by your committee — collective deterrent
Group credit insurance contract negotiated with sectoral conditions
Shared alerts: 1,000 members share their incidents in real time
[Sector-specific benefit]
The CODINF difference
What's changing for [SECTOR]
CODINF-Free
You don't know the real creditworthiness of your buyers [SECTOR]
Your reminders are manual and poorly coordinated with your peers
You negotiate your credit insurance without a collective strike force
You suffer payment incidents without an alert network
[Sector-Specific Pain]
With CODINF
Creditworthiness scoring updated daily, specific [SECTOR]
Codinfreco® letters co-signed by your committee — collective deterrent
Group credit insurance contract negotiated with sectoral conditions
Shared alerts: 1,000 members share their incidents in real time
[Sector-specific benefit]
Offer [SECTOR]
The CODINF offer designed for
[SECTOR]
Proprietary industry data
Access the credit information shared by [N]+ companies in your industry. A collective intelligence that you won't find anywhere else.
Group Credit Insurance [SECTOR]
Benefit from the group contracts negotiated by CODINF with [PARTNER], taking into account the payment terms and specific uses of your sector.
Training & support
Training sessions adapted to the [SECTOR] issues, led by experts who know your customers, your margins and your constraints.
Offer [SECTOR]
The CODINF offer designed for [SECTOR]
Proprietary industry data
Access the credit information shared by [N]+ companies in your industry. A collective intelligence that you won't find anywhere else.
Group Credit Insurance [SECTOR]
Benefit from the group contracts negotiated by CODINF with [PARTNER], taking into account the payment terms and specific uses of your sector.
Training & support
Training sessions adapted to the [SECTOR] issues, led by experts who know your customers, your margins and your constraints.
Offer [SECTOR]
The CODINF offer designed for [SECTOR]
Proprietary industry data
Access the credit information shared by [N]+ companies in your industry. A collective intelligence that you won't find anywhere else.
Group Credit Insurance [SECTOR]
Benefit from the group contracts negotiated by CODINF with [PARTNER], taking into account the payment terms and specific uses of your sector.
Training & support
Training sessions adapted to the [SECTOR] issues, led by experts who know your customers, your margins and your constraints.
CODINF Platform · [SECTOR]
The tools most used by [SECTOR]
Functionality
Sector solvency scoring
Payment behavior alerts
Co-signed Codinfreco® letters
Group credit insurance contract
Pooling of industry incidents
Practical benefit
Outstanding decision in less than 2 min — proprietary behavioural data [SECTOR]
Anticipate defaults 30 to 90 days in advance — before the debt is compromised
Amicable recovery rate 75–92% — without tension or legal proceedings
Collectively negotiated conditions — reduced premium, coverage adapted to uses [SECTOR]
Access to incidents reported by [N]+ members — not obtainable individually
20 minutes · No commitment · Specialist [SECTOR]
CODINF Platform · [SECTOR]
The tools most used by [SECTOR]
Functionality
Sector solvency scoring
Payment behavior alerts
Co-signed Codinfreco® letters
Group credit insurance contract
Pooling of industry incidents
Practical benefit
Outstanding decision in less than 2 min — proprietary behavioural data [SECTOR]
Anticipate defaults 30 to 90 days in advance — before the debt is compromised
Amicable recovery rate 75–92% — without tension or legal proceedings
Collectively negotiated conditions — reduced premium, coverage adapted to uses [SECTOR]
Access to incidents reported by [N]+ members — not obtainable individually
20 minutes · No commitment · Specialist [SECTOR]
CODINF Platform · [SECTOR]
The tools most used by [SECTOR]
Functionality
Sector solvency scoring
Payment behavior alerts
Co-signed Codinfreco® letters
Group credit insurance contract
Pooling of industry incidents
Practical benefit
Outstanding decision in less than 2 min — proprietary behavioural data [SECTOR]
Anticipate defaults 30 to 90 days in advance — before the debt is compromised
Amicable recovery rate 75–92% — without tension or legal proceedings
Collectively negotiated conditions — reduced premium, coverage adapted to uses [SECTOR]
Access to incidents reported by [N]+ members — not obtainable individually
20 minutes · No commitment · Specialist [SECTOR]
They testify
What our members are saying
"[VERBATIM CLIENT SECTOR 1 — actual quote, concrete result if possible]"
[First Name Last Name]
[Function] — [Company [SECTOR]]
[SECTOR]
"[VERBATIM CLIENT SECTOR 2]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
"[VERBATIM CLIENT SECTOR 3]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
No commitment · Response within 24 hours
They testify
What our members are saying
"[VERBATIM CLIENT SECTOR 1 — actual quote, concrete result if possible]"
[First Name Last Name]
[Function] — [Company [SECTOR]]
[SECTOR]
"[VERBATIM CLIENT SECTOR 2]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
"[VERBATIM CLIENT SECTOR 3]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
No commitment · Response within 24 hours
They testify
What our members are saying
"[VERBATIM CLIENT SECTOR 1 — actual quote, concrete result if possible]"
[First Name Last Name]
[Function] — [Company [SECTOR]]
[SECTOR]
"[VERBATIM CLIENT SECTOR 2]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
"[VERBATIM CLIENT SECTOR 3]"
[First Name Last Name]
[Function] — [Company]
[SECTOR]
No commitment · Response within 24 hours
Case study · [SECTOR]
How [COMPANY] reduced its delinquencies by [X]%
Case study · [SECTOR]
Case study · [SECTOR]
Case study · [SECTOR]
The Challenge
[COMPANY] managed [€CA_CLIENT]] of receivables with average delays of [X] days. Its sales team spent [X]h/week on manual reminders, with no visibility on the real solvency of its [N] active customers.
The CODINF solution
In [DURATION], [COMPANY] has activated sector scoring, automatic alerts and Codinfreco® letters co-signed by its professional committee.
The Results
[X]%
reduction in delays
[Y]j
DSO reduced to [DURATION]
[Z]€
recovered amicably
"[VERBATIM LEADER — short quote, concrete result]"
[First name LAST name] — [Function], [Company]
Case study · [SECTOR]
How [COMPANY] reduced its delinquencies by [X]%
Case study · [SECTOR]
Case study · [SECTOR]
Case study · [SECTOR]
The Challenge
[COMPANY] managed [€CA_CLIENT]] of receivables with average delays of [X] days. Its sales team spent [X]h/week on manual reminders, with no visibility on the real solvency of its [N] active customers.
The CODINF solution
In [DURATION], [COMPANY] has activated sector scoring, automatic alerts and Codinfreco® letters co-signed by its professional committee.
The Results
[X]%
reduction in delays
[Y]j
DSO reduced to [DURATION]
[Z]€
recovered amicably
"[VERBATIM LEADER — short quote, concrete result]"
[First name LAST name] — [Function], [Company]
Case study · [SECTOR]
How [COMPANY] reduced its delinquencies by [X]%
Case study · [SECTOR]
Case study · [SECTOR]
Case study · [SECTOR]
The Challenge
[COMPANY] managed [€CA_CLIENT]] of receivables with average delays of [X] days. Its sales team spent [X]h/week on manual reminders, with no visibility on the real solvency of its [N] active customers.
The CODINF solution
In [DURATION], [COMPANY] has activated sector scoring, automatic alerts and Codinfreco® letters co-signed by its professional committee.
The Results
[X]%
reduction in delays
[Y]j
DSO reduced to [DURATION]
[Z]€
recovered amicably
"[VERBATIM LEADER — short quote, concrete result]"
[First name LAST name] — [Function], [Company]
FAQ [SECTOR]
Your frequently asked questions
Is the CODINF offer really adapted to [SECTOR]?
Yes — CODINF has been supporting companies in [SECTOR] for [X] years. Our databases integrate the payment specificities of the sector, and our group contracts have been negotiated taking into account the deadlines and commercial practices specific to your sector.
[SPECIFIC QUESTION SECTOR 2] QUESTION SECTOR 2]
[Industry-Friendly Response]
What is the duration of the commitment?
[Commitment Response]
FAQ [SECTOR]
Your frequently asked questions
Is the CODINF offer really adapted to [SECTOR]?
Yes — CODINF has been supporting companies in [SECTOR] for [X] years. Our databases integrate the payment specificities of the sector, and our group contracts have been negotiated taking into account the deadlines and commercial practices specific to your sector.
[SPECIFIC QUESTION SECTOR 2] QUESTION SECTOR 2]
[Industry-Friendly Response]
What is the duration of the commitment?
[Commitment Response]
FAQ [SECTOR]
Your frequently asked questions
Is the CODINF offer really adapted to [SECTOR]?
Yes — CODINF has been supporting companies in [SECTOR] for [X] years. Our databases integrate the payment specificities of the sector, and our group contracts have been negotiated taking into account the deadlines and commercial practices specific to your sector.
[SPECIFIC QUESTION SECTOR 2] QUESTION SECTOR 2]
[Industry-Friendly Response]
What is the duration of the commitment?
[Commitment Response]